You have probably heard that insurance companies tend to give people problems when they make claims after a hurricane. Never assume that your insurance policy covers a certain type of damage. You must check your specific policy. If your insurance company gives you...
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Using technology to document a claim
Lake Charles, Louisiana, residents know a thing or two about hurricanes. In 2020 alone, this area dealt with both Hurricane Laura and Hurricane Delta. Homeowners here understand all too well the requirements for filing insurance claims. One thing they may not have...
What are the top complaints about hurricane claims?
Every year, hundreds of Lousiana residents are forced to file an insurance claim after a hurricane destroys their property. If you're one of these people, you need to get compensation as soon as possible so you can find another place to live. Unfortunately, complaints...
Did an insurer deny a hurricane business interruption claim?
While bad weather could cause problems for a business, a hurricane might prove devastating. Physical damage may shut an enterprise down, leaving the owner without any cash flow. Business owners might hold an insurance policy that offers "business interruption"...
When should you submit a hurricane claim?
Every year, people in Louisiana suffer from property damage due to hurricanes. Some incur just minor damage, while others lose their houses and have to find shelter elsewhere. In any case, it's important to get your insurance claims in as soon as possible so you can...
Drones and hurricane claims
Homeowners in Louisiana may find themselves reliant on insurance settlements in a hurricane's aftermath. Fire, theft, and other perils may come to mind when concerned about damage, but the region's history of devastating hurricanes lead many to hope they have adequate...
Can you file a hurricane damage claim if you’re renting?
The Louisiana area has suffered several severe hurricanes that not only caused flooding but also destroyed property. Can renters as well as homeowners file claims for hurricane damage? People with renters' insurance can benefit from compensation if their personal...
Was your hurricane damage claim denied in bad faith?
When most people buy hurricane insurance in Louisiana, they hope that they can trust their insurance companies to do the right thing and write them a check if their houses get damaged in a storm. Unfortunately, that doesn’t always happen. Many insurance companies will...
Does car insurance cover hurricane damage?
Hurricanes often cause a great deal of damage no matter where they occur because of their powerful winds. In the aftermath of destruction, vehicle owners in Lake Charles, Louisiana, may wonder if their insurance covers tornado damage. Most all states require minimum...
Pros and cons of motorcycle lane-splitting
Drivers and motorcyclists alike in Louisiana are probably aware that this state does not allow motorcycles to ride between lanes: a practice known as lane-splitting. In 2016, California became the first and, so far, only state to legalize it. Over the past several...