If you find yourself in a car accident while visiting Louisiana from another state, the shock can leave you uncertain of what to do next. You might understandably wonder if the process of reporting an accident and claiming compensation is different for an out-of-state driver.
For the most part, the events following an out-of-state accident are the same as any other. Even so, it is important to fully understand the steps to take to ensure your safety and follow the necessary procedures.
Report the accident
Louisiana law requires drivers to report accidents that result in injury, death or property damage exceeding $500 to the local police or sheriff’s department. As a general rule, though, it is best to call 911 after an accident regardless of the severity. This ensures that first responders can treat any injuries. Reporting an accident also means there will be an official police report, which you can use as evidence during your personal injury claim.
Document the scene
Take photos of the accident scene, including any damages to vehicles and any visible injuries. Be sure to also exchange contact and insurance information with the other driver involved in the accident. This documentation can be valuable for insurance claims and legal proceedings.
Notify your insurance company
Even if you have an accident in another state, you must report it to your insurance provider back in your home state. Contact the insurance company as soon as possible to report the accident and initiate the claims process. Be prepared to provide them with the details of the accident and any documentation you have collected.
By following these steps, you can navigate the aftermath of an out-of-state car accident in Louisiana and ensure the protection of your rights. Prioritizing safety and adherence to local laws is key in such situations.