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When should you submit a hurricane claim?

On Behalf of | Jan 19, 2021 | Firm News |

Every year, people in Louisiana suffer from property damage due to hurricanes. Some incur just minor damage, while others lose their houses and have to find shelter elsewhere. In any case, it’s important to get your insurance claims in as soon as possible so you can receive compensation.

How long do you have to file your insurance claim?

According to state law, people who have suffered from property damage after a hurricane have at least 180 days to file hurricane claims with their insurance company. Some agencies might give you more time, but it’s important to file your claim quickly so you can receive the compensation that you need to start rebuilding your property. If you wait too long, you might accidentally miss the deadline.

To file a claim, your area of Louisiana will need to be declared a disaster area. You’ll have to prepare evidence to show the insurance company that you’ve experienced property damage or loss as a result of the hurricane. This could include pictures of the damage, repair estimates from contractors, receipts from repair work and more. An attorney could help you file a hurricane claim with your insurance company.

Do you need an attorney to help you file a claim?

Filing a claim for hurricane damage can be a long and tedious process. If you don’t get it right the first time, your insurance company might reject your claim, forcing you to appeal the decision. Even if you do get everything right, your claim might be denied on a technicality. An attorney can help you avoid issues like technicalities and loopholes and ensure that you get the maximum amount of compensation that you deserve.