Louisiana receives between 50 and 70 inches of rain each year, which makes the Pelican State the wettest part of the contiguous United States. Even modest amounts of rain can make driving dangerous because it impairs visibility and reduces traction, and the sudden and...
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Month: January 2021
Did an insurer deny a hurricane business interruption claim?
While bad weather could cause problems for a business, a hurricane might prove devastating. Physical damage may shut an enterprise down, leaving the owner without any cash flow. Business owners might hold an insurance policy that offers "business interruption"...
When should you submit a hurricane claim?
Every year, people in Louisiana suffer from property damage due to hurricanes. Some incur just minor damage, while others lose their houses and have to find shelter elsewhere. In any case, it's important to get your insurance claims in as soon as possible so you can...
Drones and hurricane claims
Homeowners in Louisiana may find themselves reliant on insurance settlements in a hurricane's aftermath. Fire, theft, and other perils may come to mind when concerned about damage, but the region's history of devastating hurricanes lead many to hope they have adequate...
Facts about hurricane damage you should know
Hurricane damage claims in Louisiana and across the nation are up. In 2020, there were 28 tropical storms in the Atlantic Basin, and 13 of them turned into hurricanes. Six of them were Category 3 or higher. The Eastern Basin also had to deal with the impact of...
Hurricane Delta victims get much-needed expanded coverage
Since Hurricane Delta was such a destructive storm, two parishes in Louisiana qualified for federal disaster assistance. To take full advantage of this type of program, everyone who qualifies should have medical professionals treat all his or her injuries first. If...
Can you file a hurricane damage claim if you’re renting?
The Louisiana area has suffered several severe hurricanes that not only caused flooding but also destroyed property. Can renters as well as homeowners file claims for hurricane damage? People with renters' insurance can benefit from compensation if their personal...
Getting coverage for hurricane damage
Following hurricane Delta and hurricane Laura, 236,928 claims were filed by locals in Louisiana. The population needed help because both hurricanes caused a lot of destruction. According to experts, the top insurance companies paid about $5.3 billion to cover the...
Filing insurance claims after hurricanes
Hurricanes hit Louisiana harder than many other states; consider recent tempests like Hurricane Katrina. Lake Charles, Louisiana, and the surrounding area is one of the locations in the Gulf Coast that receives the most damage when a hurricane arrives over the state....