For drivers in Louisiana who have never been in an accident, and even for those who have, it’s good to know just what steps should be taken in the aftermath of an accident. Naturally, anyone involved in a crash is likely to have a host of thoughts running through their head, but the first step remains crucial: Stay calm.
Assessing injuries and damage
The next step is to determine if anyone needs medical attention. Call 911 if one of the victims is in pain or unable to move. Even if there are no injuries, it may be important to call the police. That way, the police can write up a report that can be handed on to the insurance companies.
After that, the parties involved should assess and document the damage, taking photographs of the vehicles from all angles. A smartphone can preserve important data like the date and time the photographs were taken.
Contacting the insurance company
Usually, both parties will exchange contact information and insurance information. The insurance companies will likely become involved. Those who were to blame for a crash may find that their insurance premium goes up after the benefits have been paid out. Insurance companies may give crash initiators the benefit of the doubt if it was their first accident.
Filing a claim with legal assistance
For those who intend to file personal injury claims after suffering serious injuries in car collisions, they may want lawyers to assist them. You may schedule a case evaluation to begin with. If the lawyer thinks a good out-of-court settlement is possible, he or she may negotiate on your behalf for it. In the end, you might be reimbursed for your medical bills, lost wages, pain and suffering and other damages.